Originally Posted by
Gammachu
Card just arrived today. After income verification, I got approved for a whopping 500. I got surprised that even my Target has a higher limit than this. Oh well, I'm happy I got approved for this. Will just pay multiple times throughout statement since I can't call today to rerquest higher limit. Happy that they ended up finally putting online access.
I asked them to bump my limit after six months and they were happy to raise my limit to something a bit more workable. It's on par with kebosabi's though, so nothing crazy.
They're definitely risk averse; they did another hard pull on my credit report, required that I again mail them proof of address and employment, and then took four weeks to get back.
Oh, and mail merge for their limit approval letters is broken, since my address was right, but the salutation was wrong.