The 2015 Shutdown Thread
May 21, 2015, 2:12 pm
#166
Join Date: Feb 2014
Posts: 908
right now I have chase (primary), wells fargo, and citi (just opened).
Any recommendation for banks for about 9-12k MO deposit a month? I live in Socal.
Credit unions?
US Bank
Union Bank
Bank of the West
One West
East West
Any recommendation for banks for about 9-12k MO deposit a month? I live in Socal.
Credit unions?
US Bank
Union Bank
Bank of the West
One West
East West
May 21, 2015, 2:27 pm
#167
Join Date: Sep 2011
Posts: 268
Are you asking about Chase specifically or some other bank? Chase does a soft pull for accounts. http://www.doctorofcredit.com/bank-a...-or-hard-pull/
May 22, 2015, 10:07 am
#168
Join Date: Oct 2014
Posts: 503
Barclays just shut me down. Didn't get a phone call or email. Just logged in to my account on the app and saw I had zero available credit on both my Arrival+ or Aviator Red. Logged in to the website and it stated the account is closed. Had 159k in Arrival miles and 9k AA miles pending. I have a friend that works at Barclays in the CC accounts dept. I'm going to contact him and see if there's anything I can do. Otherwise it looks like there's a Citi DoubleCash in in my future.
May 22, 2015, 10:33 am
#169
Join Date: Jul 2005
Location: Austin TX.
Programs: AA GLD (1MM), Hyatt PLT, Hilton Gold, IHG Platinum
Posts: 782
Barclays just shut me down. Didn't get a phone call or email. Just logged in to my account on the app and saw I had zero available credit on both my Arrival+ or Aviator Red. Logged in to the website and it stated the account is closed. Had 159k in Arrival miles and 9k AA miles pending. I have a friend that works at Barclays in the CC accounts dept. I'm going to contact him and see if there's anything I can do. Otherwise it looks like there's a Citi DoubleCash in in my future.
May 22, 2015, 10:46 am
#171
Join Date: Dec 2004
Posts: 7,900
Barclays just shut me down. Didn't get a phone call or email. Just logged in to my account on the app and saw I had zero available credit on both my Arrival+ or Aviator Red. Logged in to the website and it stated the account is closed. Had 159k in Arrival miles and 9k AA miles pending. I have a friend that works at Barclays in the CC accounts dept. I'm going to contact him and see if there's anything I can do. Otherwise it looks like there's a Citi DoubleCash in in my future.
May 22, 2015, 10:50 am
#172
FlyerTalk Evangelist
Join Date: Jul 2006
Location: Upper Sternistan
Posts: 10,028
For Barclays, I really don't see that there is ever a reason to let points sit. I know some people like to "save up" points for specific redemptions, but it's really all fungible with Barclays.
Don't leave your points at risk - just redeem ASAP, always.
May 22, 2015, 11:23 am
#174
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
May 22, 2015, 12:21 pm
#175
Join Date: Mar 2011
Programs: AA, UA, DL, AS, LH, BA, VS, HHonors, Hyatt, Club Carlson, IHG, Marriott
Posts: 833
Did you go to one of their branches to clarify the issue or get more details? Maybe they just wanted to verify your identity for the new checking account you had just opened.
Not necessarily. It happened to someone I know but there was no MS cycling involved at all, not even in the CCs. He did churn some bonuses for checking accounts in the past though.
Not necessarily. It happened to someone I know but there was no MS cycling involved at all, not even in the CCs. He did churn some bonuses for checking accounts in the past though.
May 22, 2015, 12:26 pm
#176
Join Date: Oct 2014
Posts: 503
My average point balance over the last year has been 150-200k so I don't think that's it. Spending on the Arrival card has been slower lately because I've been doing a lot more spending on the AA card. My guess is that was the issue.
Last edited by ILGfly; May 22, 2015 at 12:40 pm
May 22, 2015, 12:33 pm
#177
Join Date: Apr 2013
Posts: 133
AA card meaning aviator card. Are you more than 1x spending on your credit line?