New Citi “Custom Cash” card - 5% in top eligible category
#136
Join Date: Feb 2012
Posts: 4,532
Yes, it can work. Make sure you study this thread first -- https://www.flyertalk.com/forum/manu...2-onwards.html
You'll probably prefer a VGC for the above.
You'll probably prefer a VGC for the above.
#137
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,059
#138
Join Date: Feb 2012
Posts: 4,532
#139
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,059
No, I haven't applied for a Citi card in more than 2 years, I had those cards from before.
#140
Join Date: Apr 2010
Location: SFO
Programs: Marriott LT Plat; WoH Globalist; AS Gold; AA Plat
Posts: 376
DP - Custom Cash earns 5x on YouTube TV subscription charges.
#142
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,059
#144
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,391
#145
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,193
#146
Join Date: Sep 2016
Posts: 201
So the short scoop is basically to maximize the 5% by spending $500 in a single category of choice, and then use a different card for other purchases that fall outside of that category. Is this correct?
This would give me a guaranteed 2500 points per month that I can transfer out because of my Premier, yes? Then after I transfer, the Rewards+ kicks in and gives me some of it back. I think this is the play here.
This would give me a guaranteed 2500 points per month that I can transfer out because of my Premier, yes? Then after I transfer, the Rewards+ kicks in and gives me some of it back. I think this is the play here.
#147
Join Date: Apr 2009
Posts: 715
If I convert a Premier card to a Custom Cash, does the new reward structure begin immediately? My wife got an email for her Premier card (which we had no AF for as a free upgrade from the Rewards+ card last year) saying that the AF would be charged soon. It was actually a very nice email, they said that since they noticed she had not used the card recently, they were letting her know about the AF. Anyway, I have no use for the Premier, but could definitely use a third Custom Cash card, especially since I maxed out my AMEX BCP for the year and maxed out one of the CC cards (actually overspent above the $500, very embarrassing).
BTW, I am not sure if this has been discussed here, but the Rewards+ card is an excellent companion card to this one because you get a 10% rebate on all point redemptions, and it applies to points earned with the CC card as well if they're both in the same TYP account, making it a 5.5% card. My wife and I each had one before we took them up on the free AF Premier offer last year. They keep trying to get me to convert my card, but no way am I changing.
Update - got card converted via chat, so we now have three CC cards.
BTW, I am not sure if this has been discussed here, but the Rewards+ card is an excellent companion card to this one because you get a 10% rebate on all point redemptions, and it applies to points earned with the CC card as well if they're both in the same TYP account, making it a 5.5% card. My wife and I each had one before we took them up on the free AF Premier offer last year. They keep trying to get me to convert my card, but no way am I changing.
Update - got card converted via chat, so we now have three CC cards.
Last edited by MisterBill; Nov 20, 2023 at 6:38 pm
#148
Join Date: Aug 2008
Location: SAF
Programs: IHG Silver
Posts: 679
Transaction Date vs Posting Date for 5%?
Guessing this is a more general question about Citi, but putting here as that is the card in question for me. I am trying to maximize the 5% but am curious how Citi handles the following example scenario:
- Statement Closing Date - 15th of Nov
- Transaction Purchase Date - 14th of Nov
- Transaction Posting Date - 16th of Nov
Last edited by G2244; Nov 20, 2023 at 10:35 am
#149
Join Date: Oct 2004
Location: Indianapolis area
Programs: Marriott Lifetime Titanium
Posts: 458
Guessing this is a more general question about Citi, but putting here as that is the card in question for me. I am trying to maximize the 5% but am curious how Citi handles the following example scenario:
- Statement Closing Date - 15th of Nov
- Transaction Purchase Date - 14th of Nov
- Transaction Posting Date - 16th of Nov