View Poll Results: Which Sears related card(s) do you use?
I have both the TYP and SYW versions.
0
0%
My Sears card earns no rewards.
0
0%
Voters: 35. You may not vote on this poll
Jan 3, 2024, 2:04 pm
Last edit by: mia
To read previous discussion click HERE
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
- Bonus offers sent to your email (ie: Spend $750 on Online and get 200,000 SYW Bonus points)
- Regular spend - categories: 5% in gas, 3% in grocery/restaurants, 2% in SYW Merchants, 1% everywhere else
- "Missions" in the SYW App (iPhone/Android)
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Texas de Brazil (.com site for GC, VIP cards) - Merchandise - NOVELTY/SOUVENIR SHOPS
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
- Texas de Brazil.com (GC,VIP cards, etc.) - Merchandise - NOVELTY/SOUVENIR SHOPS
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your “Credit Home” page, and find “Available Credit” at the top of the page. Then, click on the link that says “Request Increase” to begin the process.
Citi Shop Your Way (SYW) Cards
Aug 26, 2024, 11:11 am
#527
Join Date: Feb 2023
Posts: 212
Aug 29, 2024, 11:36 pm
#530
Join Date: Jul 2020
Posts: 140
I've had the card for something like 5 years now and it's been like that since I got the card. It's never actually worked for Restaurant offers when showing the category like that. It does count as utilities.
Aug 29, 2024, 11:45 pm
#531
Join Date: Jul 2020
Posts: 140
Got a new offer via snail mail! 10% back each month on travel and entertainment purchases, from September to December, up to $100 back per month. So this offer is for 4 months.
Doesn't seem like there's a minimum spend on this one as I don't see anything in the fine print.
Doesn't seem like there's a minimum spend on this one as I don't see anything in the fine print.
Aug 30, 2024, 10:07 am
#532
Join Date: Jul 2020
Posts: 140
Got a new offer via snail mail! 10% back each month on travel and entertainment purchases, from September to December, up to $100 back per month. So this offer is for 4 months.
Doesn't seem like there's a minimum spend on this one as I don't see anything in the fine print.
Doesn't seem like there's a minimum spend on this one as I don't see anything in the fine print.
Aug 30, 2024, 12:56 pm
#533
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,282
P1 just got a great offer:
Make a purchase for $375 or more get $50 back up to 2x a month for the next 3 months.
this on top of existing offers:
$100/$200 for $1000/$2000 GGR
10% up to $100 travel entertainment
250k for $1k online spend
5% Utilities up to $100
Make a purchase for $375 or more get $50 back up to 2x a month for the next 3 months.
this on top of existing offers:
$100/$200 for $1000/$2000 GGR
10% up to $100 travel entertainment
250k for $1k online spend
5% Utilities up to $100
Aug 30, 2024, 1:32 pm
#534
Join Date: Feb 2023
Posts: 212
I could really use this. Need 4 new tires.
Aug 30, 2024, 5:19 pm
#535
Join Date: Oct 2004
Location: Greater Chicagoland Area
Programs: frontier Elite, Hertz PC
Posts: 1,495
EARN A
$50 statement credit each month
when you use your Shop Your Way Mastercard® to make
5 eligible purchases each month of
$75 or more each. Offer is valid 9/1/2024 (or
from the date you activate this offer, whichever date is later) through 11/30/20241.
Sep 2, 2024, 9:24 am
#536
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,391
Moderator action
I have created a separate thread to discuss the discontinued Sears MasterCards which earn ThankYou Points: Citi Legacy Sears (TYP) Cards
This is a manual process. I used responses to a recent Poll to move posts by Sears TYP cardholders into the separate thread. I did not re-read each post. It takes a few days for the Search This Thread function to work correctly after this type of thread split. At that point I will be able to use other criteria to look for additional posts to move.
Posts are always displayed in chronological order. The method I used to separate posts may have broken some conversations. If you think that any post is in the wrong thread, click the red Alert icon in the lower left corner of that post, and write something like, "Suggest move to the [TYP/SYW] thread,' and I will look at it.
This is a manual process. I used responses to a recent Poll to move posts by Sears TYP cardholders into the separate thread. I did not re-read each post. It takes a few days for the Search This Thread function to work correctly after this type of thread split. At that point I will be able to use other criteria to look for additional posts to move.
Posts are always displayed in chronological order. The method I used to separate posts may have broken some conversations. If you think that any post is in the wrong thread, click the red Alert icon in the lower left corner of that post, and write something like, "Suggest move to the [TYP/SYW] thread,' and I will look at it.
Last edited by mia; Sep 2, 2024 at 10:21 am
Sep 2, 2024, 10:33 am
#537
Join Date: Feb 2023
Posts: 212
I am working on my second 250K points for $1000+ online.
I received an email this morning that I had made $933.01 in eligible purchases.
This tells me that the $500 estimated tax payment I made through ACI Payments coded as online.
Others have said it does, but I wanted to give an August 2024 update.
I received an email this morning that I had made $933.01 in eligible purchases.
This tells me that the $500 estimated tax payment I made through ACI Payments coded as online.
Others have said it does, but I wanted to give an August 2024 update.
Sep 2, 2024, 1:46 pm
#540
Join Date: Nov 2021
Posts: 175
They always have an expiration date and every time that date is reached, you'll see the same deal extended with a new date. They've had the same intro offer for years now. If you want to be ultra safe, apply by 09-30. But I strongly suspect, they'll keep the offer going past 09-30.